Wisconsinites are tops in the U.S. for exceptional credit [Video]

(Stacker) – “Exceptional.” Depending on one’s frame of mind, the word may conjure up anything from a mint-condition rookie card to possibly being asked, again, to stay after class. But in the world of credit, exceptional refers to nearly a quarter of consumers with FICO Scores of 800 or higher. Hardly an exclusive club, but a nice place to be nonetheless.

As part of a review of consumer credit and debt among U.S. consumers, Experian looked at trends of those who had exceptional credit scores in 2023. To get to the bottom of what, exactly, exceptional credit looks like in practice, we’ll highlight some of the many characteristics of the consumers behind those scores.

22% of U.S. Consumers Have Exceptional Credit

To set the stage: Most Americans have at least good credit, which is defined as a FICO Score of 670 to 739. These consumers are likely to be approved for many types of credit, but the …