Sent a threatening debt collection notice? How to VERIFY [Video]

HUNTSVILLE, Ala. — Struggling with debt, whether it be medical bills or student loans, credit cards or payday advances, can be stressful and come with an overwhelming stigma and personal embarrassment. Unfortunately, fraudsters are banking on that stigma and the growing amount of debt Americans are taking on in an attempt to steal personal information and your money.

An email we obtained claims to be with a law firm representing an unpaid balance on an ACE Cash Express account and threatens legal action on the recipient, who believes they had an ACE account they let lapse years ago. They weren’t sure about this email’s legitimacy, however, and asked us to investigate.

THE QUESTION

Is this emailed debt collection notice genuine?

OUR SOURCES