Financial planner on tackling credit card deb [Video]

As credit card debt in the U.S. reach record highs, a South Carolina financial planner is offering some tough advice.According to the Federal Reserve Bank of New York, Americans have $1.13 trillion of cumulative credit card debt. And now, many people are left wondering, “How do I pay this off?”An Upstate-certified financial planner says the answer is simple but not easy to do.”Spend less than you make, and do it for a long period of time,” Mike Miller, senior private wealth adviser and partner at Blue Trust in Greenville, said. “It’s simple, but it’s not easy.”Miller says if you have balances on multiple credit cards, pay off the one with the highest interest rate first. And he says making the minimum payment each month is not enough. “If all you’re doing is paying the minimum balance, then you made a big mistake making that purchase or those purchase. That’s not …