Best UK stocks and shares Isa has thrashed every fund in world for 25 years. Time to buy? | Personal Finance | Finance [Video]

Investing in stocks and shares isn’t for everybody. But history shows it can provide a superior long-term return than leaving money in cash, albeit with more volatility along the way.

Time is short for those who want to use this year’s stocks and shares Isa allowance, as the deadline is midnight on Friday, April 5. That’s just over one week away.

The Isa allowance is issued on “use it or lose it” basis, so anybody who misses the deadline has lost this year’s for good.

However, they get a new £20,000 one next day, so it’s not the end of the world. The big question is where to invest.

Most people take out as stocks and shares Isa through a big investment platform such as AJ Bell, Bestinvest, Fidelity, Hargreaves Lansdown or Interactive Investor.

These offer thousands of UK and international company stocks, plus a huge range of investment funds …