3 steps to start building wealth, saving more and getting out of debt [Video]

No one is born with better money habits than anyone else. Dealing with money is an ability that we all have to learn at some point, and the sooner the better.

Once you get acquainted with financial terms and skills, though, it can still feel daunting to begin your journey toward financial wellness. Even if you have a lot of money at your disposal, you might not know what to do with it — and that can cause a lot of stress and attendant emotions, which usually don’t help the situation.

“My first step to getting to where you want to be financially is that we have to release that shame,” Tiffany Aliche, a financial educator known as The Budgetnista, tells CNBC Make It. 

Aliche went through her own “financial shenanigans” before she charted her own path to financial wellness and wrote a book about it to help others.

Whether you need to pay down a mountain of debt or just don’t …