New Financial Resilience Index Finds Cost Pressures Easing but Still Weighing on American Middle Class | PR Newswire [Video]

Middle-class households are still adjusting to higher cost of living, while income growth and strong stock market bolster wealth and retirement savings, finds January 2025 Index

, /PRNewswire/ — The American Council of Life Insurers (ACLI) today released its January 2025 Financial Resilience Index measuring middle-class households’ ability to manage financial challenges and plan for a stable future. The Index analyzes key middle-class economic considerations to assess the direction and degree of change in middle-class financial resilience. The index uniquely analyzes the interplay between typical cost pressures for middle-class households and the resources available to meet those costs, including income, access to credit and retirement assets.

The January Index results show that in Q3 2024, while inflation continues to moderate, middle-class households are still adjusting to higher costs. However, solid income growth continues to help middle-class households cope with higher costs, and a strong stock market expanded middle-class wealth and retirement savings in 2024.

“Life …