How to determine your risk appetite for an investment when you need the money [Video]

Here’s our Club Mailbag email [email protected] — so you send your questions directly to Jim Cramer and his team of analysts. We can’t offer personal investing advice. We will only consider more general questions about the investment process or stocks in the portfolio or related industries.

This week’s question: Hi Jim! I’ve been holding a S&P Index fund and up about 20%. Should I sell now if I’m going to need the money in the next year or so? Trying not to panic, but worried I might [not] have what I need when the time comes. Thanks, Tracy