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NS&I to increase Premium Bonds prize fund rate by millions | Personal Finance | Finance [Video]

Every month, prizes are split into three value bands – higher, medium, and lower – and a percentage share of the monthly prize fund is allocated to each of these bands.

Winning bonds are generated at random, and two lucky bondholders are afforded the chance to win £1million.

In September’s draw, more than 119 billion bonds were eligible according to Jill Waters, NS&I retail director, and a total of 4,862,556 prizes worth £138,988,000 were paid out.

Ms Waters said: “Each Bond eligible in [September’s] draw had a chance to win not just the £1 million jackpot, but also one of the other more than 4.8 million prizes worth between £25 and £100,000.”

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